# reply.cash - Use stablecoins to send to local payment rails privately

> Use stablecoins to pay people & merchant through local rails privately. Now live in 🇰🇪 Kenya & 🇳🇬 Nigeria

**Categories:** Dapp, NEAR Intents, Payment
**Phase:** mainnet
**Updated:** 2026-05-27

## What is reply.cash - Use stablecoins to send to local payment rails privately?

Reply.cash - use stablecoins to privately send to local payment rails

So simple, anyone can use it: Pay people & merchants from your stablecoin balance by entering their handle and amount, then confirming and you are done! 

Based on NEAR-Intents, key features:

- Handle-based sending (no wallet addresses)
- Integration with local payment rails (e.g., M-Pesa...)
- Cross-chain and cross-border transfers
- Support for 25+ blockchains and stablecoins
- User-friendly interface with country-specific guides

## Links

- Website: https://www.reply.cash/
- X / Twitter: https://x.com/replydotcash
- GitHub: https://github.com/PotLock/claim-protocol

## Related categories

- [Dapp](https://nearcatalog.xyz/category/dapp)
- [NEAR Intents](https://nearcatalog.xyz/category/near-intents)
- [Payment](https://nearcatalog.xyz/category/payment)

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